Chapter 13 Bankruptcy

Find True Debt Relief Through Chapter 13 Bankruptcy Services

Our firm offers Pennsylvania Chapter 13 Bankruptcy attorneys dedicated to prompt, professional, and effective services

With over 75 years of expertise in Bankruptcy law, Adelstein & Kaliner, LLC is your resource if you need financial relief in Bucks or Montgomery Counties.

Our reputation is premised on providing prompt, professional, and effective services to clients looking to regain control of both their finances and their lives. As such, we’re able to maximize debt relief while providing a debt management strategy designed around your unique needs to help you regain your financial footing.

Understanding Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is an option for individuals who enjoy a regular income and can benefit from repaying their debts over an extended period of time. Most often, clients choose this option because payments are more manageable.

During the process, a debtor will file a proposed plan to detail their repayment plans, typically over a 3 to 5 year period. At the Confirmation Hearing, the Court will determine whether or not the plan meets the strict criteria as specified in the Bankruptcy Code for Confirmation.

In many cases Chapter 13 Bankruptcy is used as a means to avoid foreclosure on your home or the repossession of items, such as your vehicle.

Relief under Chapter 13 Bankruptcy

Once you’ve had your Plan accepted and your payments are complete, all debts will ordinarily be discharged. Additionally, you’ll enjoy the protection of an Automatic Stay, meaning that creditors cannot harass you or pursue legal action to collect money owed to them.

Contact Adelstein & Kaliner, LLC to determine the best course of action for your specific needs

It can be confusing to know where to turn, especially if you’re under a lot of stress from your current financial situation. However, the best choice is to always seek legal counsel to ensure you’re making the right choice regarding your future.

At Adelstein & Kaliner, LLC, we partner with individuals just like you in Bucks County and Montgomery County to guarantee you’re taken care of.

If you would like guidance or additional information regarding whether or not Chapter 13 Bankruptcy is appropriate for your situation, contact us at (215) 230-4250 for a free phone consultation or to schedule an in-office, no-obligation free consultation. If you would like, you can also contact us online.

We look forward to hearing from you to ensure that you’re able to retain your assets and develop a plan that works for you.